NEWSLETTER SAMPLE 12

Wealth Nuggets from CEO MR. C.

Think Higher from Mr. C

Recommended by Forbes

Wealth is created by, and morally belongs to the individual creator. As Rand observes, since “man has to sustain his life by his own effort, the man who has no right to the product of his effort has no means to sustain his life. The man who produces while others dispose of his product, is a slave.” Let’s break that down a little. Suppose Robinson Crusoe is tired of trying to scoop up fish with his hands and figures out how to turn a tree branch into a spear, increasing his daily catch tenfold. Can Friday, who never thought to make a spear, properly complain that Crusoe has received an “unfair distribution” of fish? Whatever the complications and intricacies involved, the basic issue is the same whether we’re talking about a remote island or a complex division of labor economy like America’s: a man uses his mind and his existing property (i.e., previously created wealth) to bring new wealth into existence. He doesn’t gobble down an already-baked pie–he produce.

This is Rodney “That Mindset Coach”

I Hello MVET Way CEMN Members,

training in the following disciplines: Handwriting Analysis, Rapid and Instant Induction, Emotional Freedom Technique (EFT), Neuro-linguistic Programming (NLP) and Psychological Kinesiology (PSYCH - K). MVET ( M ind V ision E nergy T echnology) everything starts in the Mind so let’s start at the star ting point We all have one mind comprised of two areas working simultaneously the conscious and subconscious. Research has demonstrated that the conscious mind – the part which is accessible to us during our waking hours – makes up only 12% of our total mind. The other 88% is subconscious, meaning we are not aware of its actions, or even its presence, under normal circumstances. Hence when you

consciously say I’m going to quit smoking as you take another puff of the cigarette that is just one example of the power of your subconscious mind. You have to believe that your subconscious controls your life or you will NEVER change your life.

to take this moment to congratulate you on your MVET Way CEMN Newsletter subscription, you will be learning from a diverse group of coaches/business educators. The MVET Way/CEMN/CEBU are dedicated to coaching you to get the correct K nowledge to use S trategies that help you take advantage of our R esources and T ools to E xecute in building W ealth for you and your family. My specialty is dealing in the correct mindset for success in every area of your life, not just motivation or positive affirmation but going on a deeper level subconscious/cellular level. As a Graduate of HMI a Nationally Accredited College of Hypnotherapy, I am a certified hypnotherapist. I have completed

Sincerely,

Rodney “That Mindset Coach”

Boost Your Credit Score in 2016

By Criag Buchan I focus on cutting debt, building savings, and banks behaving badly Have you resolved to improve your credit score in 2016? We might dislike FICO, but the financial system still largely depends upon those three digits. If your goal is a higher credit score, here are five tips to help you get there. 1. Bring, and keep, your open accounts current. The most important part of your FICO score is a history of on-time payments. If an account becomes 30 days past due, you can lose a lot of points. It is much more important to bring and keep open accounts current than to handle old collection items of closed accounts. card utilization. Utilization is defined as the percentage of your available credit that you are using. To calculate your utilization, divide your statement balances by your credit limits. If you have $10,000 of available credit and have a $1,000 balance, your utilization rate is 10%. According to data from Experian Decision Analytics , people with the best credit scores (above 780) have a utilization rate of 5.6%. 3. Review your credit report from all three agencies, and dispute incorrect information. You are entitled to a free copy of your credit report from all three credit reporting agencies ( Experian , Equifax and TransUnion) every year. You can download these reports for free from AnnualCreditReport.com . If you see any incorrect information, it is your responsibility to dispute the information. Fortunately, making a dispute is getting easier. You can register your disputes 2. Reduce your credit

IMPORTANCE OF UNDERSTANDING CONSUMER REPORTING AGENCIES

*How much credit you have used.

*Data from debt collectors and buyers of debt including medical debt (medical debt inclusion is under review).

By Barry Menser

Welcome to the World of Financial Education and Consumer Reporting Resources.

*Public record information such as bankruptcies, short sales, liens and judgments.

This initial introduction will cover the world of consumer credit and reporting of consumer credit. Some of the categories and companies may be familiar to you and some may be unknown. Later, in other informational documents we will explore Business Credit Reporting Agencies but for now the area of discussion will be Consumer Reporting Companies. We will start with those companies that you may have encountered as you experienced everyday life. Under the Fair Credit Reporting Act, you as consumer can request a free credit report every 12 months and receive a consumer report from Equifax, Experian and TransUnion, the three largest providers of consumer reports. Information provided in the big three reports contain: *Your re-payment history submitted by credit card companies, home and auto lenders, leasing companies and other creditors.

Additional Sources of Consumer Reporting Companies include:

Employment screening.

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Tenant screening.

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Check and bank screening. Personal property insurance.

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Medical.

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Low-income and subprime. Supplementary Reports.

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Utilities.

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Retail.

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Gaming.

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*How much credit you have been approved for.

A Word from Our Small Business Coaches

may be close to the target, but it is not the bull-eyes target. In this series, I will provide an introduction to entrepreneurship and the characteristics of a contemporary entrepreneur. The history of entrepreneurship dates back to from 1680 to 1734 in the writings of an Irish-born banker Richard Cantillion. Mr. Cantillion first introduced the concept of entrepreneurship as an economic meaning, and the entrepreneur role in an

economic development. Today, entrepreneurship continues to emerge as the leading economic force in countries around the world, and small businesses contribute to the unparalleled rise in entrepreneurship. However, not everyone is cut out to be an entrepreneur. Not because people do not possess a dream and vision, but contrary to what people think, the core reason is because some people do not understand the concept of entrepreneurship.

Are you a Contemporary Entrepreneur?

By Brian Perkins, MBA

When you think of the word Entrepreneurship, what comes to your mind? This is a question to ponder because entrepreneurship could mean different things to many people around the world. Most people will sum up entrepreneurship as simple as turning an into a profitable business. Well, that

Financial Literacy and Health By Bridgett McBride

For most, money and finances have always played either a vital or controversial role in one's life. Several situations are stimulated

by the presence or absence of money. Money is said to be the deciding factor in how one is treated for health issues, judicial situations and relationships. The lack of money can be the stimulant for the stress experienced in the lives of

many. During the current economic environment of job loss, increased

prices, outsourcing of jobs to other countries, lack of manufacturing

industry and loss of homes, stress is the cause of many chronic health conditions experienced by many people.

Stress manifests itself in many variations in one's body. Some examples are cancer, GERD, high blood pressure, diabetes, dementia,

etc. In today's climate, unwise financial decisions can and will create additional stressors that effect one's health. Not only are financial

climates important to afford adequate health care costs, foods, healthy activities and relaxation, it generates peace and wellbeing

Debra Day CEO Women Inspiring Women

I choose this article to be my first article because I strongly believe we need more Women Entrepreneurs in the world. Prior to becoming an Entrepreneur I worked in corporate over 30 yrs. Which include a 15 year tenure at Country Wide Home Loans as a Top platinum producing Account Executive who earned a listing in the Genus Book of records. Being a Top Producing Banker & Vice President at JP Morgan Chase Bank for 5 years. I have seen many women get walked over and taken advantage of. Although women make up nearly half the work force, I have seen women get paid a lot less than men. On Average full time working women only earn 78 cents for every dollar a man earns, this means women have less money for their families, less money for their savings, and less money for their RETIREMENT! It is time women take a stand and create a better future for themselves by learning how to become personal credit worthy and business credit worthy. We need to learn how to create income for ourselves and stop creating income for these huge organizations

Six Questions You Should Ask an Estate Agent

By Andrea Harlin By Izzy Evans

I am recommending this article because it provides a step by step guide for purchasing and selling Real Estate. This article also lays out the process in a step by step easy to follow process. This article covers how to interview an agent why the seller is selling their home and negotiating the price. Please read this article and implement as you purchase and sell homes.

Real Estate Questions to ask When Buying and Selling Properties

Whether you are buying or selling, moving house can be a stressful time and it is highly important that you find the right estate agent.

If You Are Buying:

1. Why is the owner selling?

This is a good starter question and the answer should give you some insight into why the owner no longer wants their house. It may be that they have already bought another house, either in the UK or abroad. In these circumstances, the owner may want to sell their house quickly so they can settle in to their new property. You may also want to check what is included in the sale. You don't want to buy a house only to later find out that the fixtures and fittings were not included. 2. How long has the property been on the market?

The difference in a “Quarter Point”. By Steve Smith

Over a 29 year career in both conventional and financial education, one thing that has become increasingly apparent to me is how lightly many consumers take paying an extra quarter, half or three-quarter of a point is when financing their homes, purchasing autos, securing loans and obtaining credit cards. This nonchalant approach (that’s totally to a lending institution’s advantage) has been very detrimental to the overall financial health of many families. A credit card offer for example, that offers an introductory rate of anything over 20% is not to any consumer’s advantage even in an attempt to establish or re-establish credit or to satisfy an immediate need. A competitive interest rate should always be the goal of any educated consumer no matter what their current financial status presently is. There are a wide array of predators looking to exploit uneducated consumers and place them in undesirable situations.

Personal Story

By Professor Harlin

Today I saw an old client. The client had come to pickup the remnants of their belongings that had been left behind during their swift transition because of a lack of funding. The remnants where their personal belongings. Enough to fill up the back of a pick up truck easily. The old client showed up with a rolling green trashcan. The one your gardener would use to put cutgrass and shrubs into. The trashcan was dirty, filthy dirty. The old client was packing their belongings into this empty dirty trashcan and it just saddened me as I watch this old client put about a fourth of their belonging into the trashcan and then roll it down the street to the new place of residency. I thought of this client predicament. I thought back to an earlier time when the relationship was much, much more than this old client. I remember having encouraged this old client to get a drivers license amongst the many other attempt to help this old client move forward. I knew this client had a wife and young child and now another one on the way. My sadness continued to grow throughout the day. Then I realized the numerous steps that we at the community center had encouraged along the eight-month journey that led to this moment. I had to surrender to the truth that you can give all you have to give and still people will chose not to change.

5 LawsBy Daryl Mooney

watching, studying and learning from other conscious comedians people like George Carlin, Lenny Bruce, Eddie Griffith, Shang and of course hands on mentors like Dick Gregory and my father Paul Mooney. From them I learned how to mix reality truths with the funny. Any endeavor i delve into rather it be public speaking, sacred sexuality, self-development or wealth building i find teachers, books and seminars that resonate with me I immerse myself in the info, practice and execute what i learned then get results. Learn the lessons, refine and keep improving. You and I create cause by visioning, affirming, immersing, finding role models, being action oriented, etc in other words focusing on what we want. Rather we are conscious of the laws of cause and effect or not it the Law. You will get the results of positive cause and effect or negative cause an effect.

The Law of Cause and Effect: The law of cause and effect says there is a reason for everything that happens. For every effect there is a cause, or more than one cause, whether we know it or not. This means that if you can be clear about what you want, great health, awesome relationships, financial freedom, you simply find one or more people who started with not having then manifested their chosen reality. Then do exactly what they did to get where they are. It is not a miracle. Success is not an accident, failure is not an accident if you do over and over what successful people do you will be successful too, it's the Law. I became a funny conscious comedian by

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